Furnish Your Dream Home Today, Pay Later
Enjoy up to 12 months interest-free flexible
payment plans.
Shop online and in-store.

No Fees
Online
SIMPLE & TRANSPARENT
Choose the Plan That Fits Your Budget
Transparent pricing with flexible terms based on your purchase amount.
£500.01 – £1,000
0% Interest Free▦ Pay over 6 months
Accent armchairs, dining sets, premium mattresses
Example: £900 = £150/mo
(6 mos)
£1,000.01 – £3,000
0% Interest Free▦ Pay over 12 months
Full modular sofas, bedroom suites, luxury dining collections
Example: £2,400 = £200/mo
(12 mos)
SIMPLE 3-STEP PROCESS
How to Apply
Get ready to purchase your dream furniture in just a few quick steps.
Shop Online or In-Store
Browse EZ Living Furniture collections online or visit any of our showrooms across Northern Ireland.
Checkout with humm
Select humm as your payment option at checkout and complete your application in just a few simple steps.
Get Fast Approval
Receive a quick decision on your application and complete your purchase with humm.
CALCULATE BEFORE YOU SHOP
Repayment Estimator
Adjust the amount to see how easy budgeting can be.
Calculate Your Monthly Payment
The terms available depend on the amount of credit required. The terms available and final credit amount are shown to customers before they confirm their purchase on the Humm website or app and may differ from what is shown in-store or on our website.
QUICK ELIGIBILITY
Who can Apply?
Check these simle criteria before beginning your quick application.
Be at least 18 years of age
You must have been a resident of the UK for at least 6 months
Earn over £1,000 each month
Have valid government ID to hand
Have a UK debit or credit card in your own name
Have a good credit history
GOT QUESTIONS?
Frequently Asked Questions
Everything you need to know about humm financing at EZ Living Furniture.
What is the minimum purchase amount?
There is no minimum purchase amount. The maximum amount on any Humm finance agreement is £3,000.
What interest am I charged, or are there any additional fees?
Humm is interest-free with 0% APR. There are no fees at the time of purchase; however, late or missed payment fees may apply once the agreement is active.
Can I apply online?
Yes, you can apply online during the checkout process or by clicking here. Be sure to enter the retailer name as EZ LIVING FURNITURE.
Can I purchase any items with Humm?
You can purchase any item except floor models and ex-display stock, subject to the terms of your Humm agreement.
Do I need to give a deposit on a finance order?
For standard items, no deposit is required. You can pay for the entire order with Humm, up to a maximum of £3,000.
For custom-made items that are being made especially for you, you do not need to pay a cash deposit when using Humm. However, the item must be paid for in full before it is ordered. Custom-made items cannot be cancelled, and no refunds will be given.
How soon will I know if I have been accepted for finance?
Humm aims to provide an approval decision within an hour, although it may sometimes take longer if additional information is required.
After submitting your application, keep an eye on your email and check your spam folder, as messages from Humm may end up there. If you have not heard from Humm within 24 hours, visit the Humm Help Centre to chat with their team.
Can I collect my order?
Yes, you can collect your order. Once you have completed the Humm payment link and made your first payment, our customer service team will contact you with the collection details.
When will my first payment be taken?
Your first payment is taken at checkout when you complete your purchase agreement with Humm.
When should I expect my delivery after completing an order using Humm?
Once you have been approved by Humm and completed your purchase using the payment link sent by our store staff or through our website, our customer service team or store staff will arrange your delivery.
Where can I get my goods delivered to?
You can have your order delivered to any address you choose, subject to our delivery arrangements.
Can I receive part delivery of my order if some items are not due into stock for some time?
Yes, you can have the items that are in stock delivered or collect them separately if required. Additional delivery charges will apply if a split delivery is arranged.
Do I need to be at home when my order is being delivered?
No, someone else can be at home to accept your delivery.
I have received my order and have a query about my payments. Who should I contact?
For queries about your Humm payments or finance agreement, contact Humm through the live chat on their Help Centre.
Can we pay off a finance agreement earlier than agreed?
Yes. Once approved for finance with Humm, you will receive an email explaining how to log in to your Humm account. You can make additional payments or pay off your outstanding balance early through your Humm account or the Humm app, available from the Google Play Store and Apple App Store.
Can I return items purchased with Humm?
For online purchases, you have 14 days from receiving your order to notify us if you wish to return an eligible item. You may inspect and handle goods as you would in a shop. Items should be returned with all accessories and, where possible, in their original packaging. A reasonable deduction may apply if handling goes beyond what is necessary to assess the item's nature, characteristics and functioning.
Made-to-order and clearly personalised items cannot be returned for a change of mind. Items subject to health or hygiene restrictions may also be excluded if unsealed after delivery, unless faulty.
For full details, please see our Returns Policy.
Can I delay the delivery of items purchased on finance?
You can delay delivery of your purchased items for a maximum of four weeks from the date you place your order.
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